Analysis of the Characteristics of Customers Experiencing Non-Performing Loans (NPL) Using a Data Mining Approach (Case Study at PT. Pegadaian (Persero) Makale Branch Service Unit)

Authors

  • Sylventer Iven Universitas Kristen Indonesia, Indonesia
  • Marchelin Universitas Kristen Indonesia Toraja, Indonesia
  • Elisabet Pali Universitas Kristen Indonesia Toraja, Indonesia

DOI:

https://doi.org/10.24256/kharaj.v8i2.9392

Keywords:

Non Performing Loan, Customer Characteristics, Data Mining, Clustering, Pawnshops

Abstract

Non Performing Loan, Customer Characteristics, Data Mining, Clustering, Pawnshops

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Published

2026-04-29

How to Cite

Sylventer Iven, Marchelin, & Elisabet Pali. (2026). Analysis of the Characteristics of Customers Experiencing Non-Performing Loans (NPL) Using a Data Mining Approach (Case Study at PT. Pegadaian (Persero) Makale Branch Service Unit). Al-Kharaj: Journal of Islamic Economic and Business, 8(2). https://doi.org/10.24256/kharaj.v8i2.9392

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