Hikmat Rahmansyah and Frido S. Simatupang 2026. Financial Literacy And Lifestyle As Determinants Of Saving Behavior: The Moderating Role Of Gender Among Generation Z In Bandung Raya. Al-Kharaj: Journal of Islamic Economic and Business. 8, 3 (Oct. 2026). DOI:https://doi.org/10.24256/kharaj.v8i3.11632.