VIVIT PELANTRI; FITRIASURI. Empowering MSMEs: The Role of Fintech, Financial Literacy, and Self-Efficacy in Financial Management in Tanjung Raja . Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 7, n. 2, 2025. DOI: 10.24256/kharaj.v7i2.7458. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/7458. Acesso em: 8 aug. 2025.