NURLATIFAH UMI OKTAFIANI; EFI SYARIFUDIN; SULAEMAN JAJULI. The The Influence of Digital Payment Usage and Understanding of Islamic Financial Literacy on Consumer Behavior With Self-Control as A Moderating Variable: -. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 2, 2026. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/8067. Acesso em: 30 jun. 2026.