DESY CANDRA NOVITASARI; WISMA MIFTAHUR ROZI. Digital Pain Points: Analyzing Technology Barriers and Ai Companion Needs Among Micro-Enterprises In Jalan Tunjungan Surabaya. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 7, n. 4, 2026. DOI: 10.24256/kharaj.v8i1.9052. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/9052. Acesso em: 2 jan. 2026.