FINA SHERLI WEWENGKANG; ARIEF WIBOWO. Analysis Of Online Loan Regional Clustering in Indonesia In 2024 Based On Outstanding And Default Rate (TWP90) Using K-Means Clustering. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 1, 2026. DOI: 10.24256/kharaj.v8i1.9342. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/9342. Acesso em: 7 mar. 2026.