IRGI IQBAL; TRI INDA FADHILA RAHMA; NUSANTRI YANTI. The Influence of Appraised Value, Costs, and Services on Customer Decisions to Use Sharia Gold Pawn Financing Services (Case Study at Bank Syariah Indonesia KCP Medan Sukaramai). Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 1, 2026. DOI: 10.24256/kharaj.v8i1.9418. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/9418. Acesso em: 5 feb. 2026.