REYNALDO FAISAL ARDIANSYAH; SA'DIYAH, Mahmudatus. The The Influence of Perception of Convenience, Islamic Lifestyle, and Religiosity on the Consumptive Behavior of Buy Now Pay Later Users of Generation Z in Jepara. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 1, 2026. DOI: 10.24256/kharaj.v8i1.9568. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/9568. Acesso em: 12 feb. 2026.