AISYAH; SYAHARUDDIN; EKA SUHARTINI; AWALUDDIN; SAIFUL MUCHLIS. The Effect of Attitude Toward Behavior, Subjective Norm, and Perceived Behavioral Control on the Intention to Use an Umrah Installment Scheme with Religiosity as a Moderating Variable (A Study at PT Wahdah Islamic Travel). Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 3, 2026. DOI: 10.24256/kharaj.v8i3.9634. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/9634. Acesso em: 28 aug. 2026.