KURNIA, Dinda Nashra Aji; FAUZIYAH, F; YANI, Ahmad. Comparative Analysis of Profitability, Credit Risk and Operational Efficiency Between State-Owned Banks and National Private Banks on the IDX for the Period 2020-2024. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 1, 2026. DOI: 10.24256/kharaj.v8i1.9708. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/9708. Acesso em: 24 apr. 2026.