REFA GUSTIA; PENY CAHAYA AZWARI; MUHAMMAD RUSDI. The Influence of Financial Literacy and Financial Self-Efficacyon Consumptive Behavior: The Moderating Role of Impulse Buying among QRIS Users in Palembang. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 2, 2026. DOI: 10.24256/kharaj.v8i2.10223. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/10223. Acesso em: 30 jun. 2026.