MIFTAHUL JANNA RITONGA; LENY NOFIANTI; HARIZA HASYIM. The Influence of Sharia Financial Literacy, Gold Price Fluctuations, Risk Perception and Culture on Customer Decisions to Choose Gold Installments at Bank Syariah Indonesia KC Padangsidimpuan. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 3, 2026. DOI: 10.24256/kharaj.v8i3.11510. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/11510. Acesso em: 3 aug. 2026.