NONI OKTAVIANTI; MASIYAH KHOLMI. The Role of Control and Decision-Making in Online Loan Usage on the Financial Resilience of Bank Employees in Malang City. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 8, n. 3, 2026. DOI: 10.24256/kharaj.v8i3.11775. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/11775. Acesso em: 17 aug. 2026.