EMRIANA PARAPAT; MUHAMMAD SYAHBUDI; NURWANI. Strategy Model For Improving Sharia Financing For Empowering UMKM Fostered By PNM In South Labuhan Batu, North Sumatera. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 7, n. 1, 2025. DOI: 10.24256/kharaj.v6i4.6426. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/6426. Acesso em: 30 sep. 2025.