DERIA CAHYA FITRIADI; DICKY JHOANSYAH; RESA NURMALA. The Influence Of Digital Finance, Financial Literacy, And Financial Inclusion On Debt Behavior Of Millenials. Al-Kharaj: Journal of Islamic Economic and Business, [S. l.], v. 7, n. 1, 2025. DOI: 10.24256/kharaj.v7i1.6783. Disponível em: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/6783. Acesso em: 30 sep. 2025.