Ida Bagus Gde Indra Wedhana Purba, IA Cynthia Saisaria Mandasari, and Ade Ruly Sumiartini. 2025. “The Effect of Fintech Use on Personal Financial Management With Trust As a Mediating Variable in Generation Z”. Al-Kharaj: Journal of Islamic Economic and Business 7 (4). https://doi.org/10.24256/kharaj.v7i4.8390.