Helda Rostiani, Amiruddin K and Rika Dwi Ayu Parmitasari (2025) “Islamic Social Enterprise at MSMEs in Makassar City: The Relationship Between Islamic Financial Literacy and Social Networks with Product Innovation as Moderating Variables”, Al-Kharaj: Journal of Islamic Economic and Business, 7(4). doi: 10.24256/kharaj.v7i4.8118.