Febriani, Gymnasti, Muhammad Irwan Padli Nasution, and Tuti Anggraini. “The Influence Of Fintech Technology In Digital Wallet Services On Gen Z Purchases On FEBI UINSU Students”. Al-Kharaj: Journal of Islamic Economic and Business 7, no. 4 (October 5, 2025). Accessed October 10, 2025. https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/8041.