Angellia, Vella, Khasanah Sahara, and Rike Selviasari. “Adaptation Must Tax Beginner in Use E-Filing: Study On Generation Millennials in Kediri City”. Al-Kharaj: Journal of Islamic Economic and Business 8, no. 1 (January 12, 2026). Accessed January 14, 2026. https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/9161.