hilmawira, hilmawira, Fajri Adrianto, and Mohamad Fany Alfarisi. “Determinants of Qris Continuance Among Msmes: The Role of Bank Indonesia Support in The Expectation Confirmation Model Framework”. Al-Kharaj: Journal of Islamic Economic and Business 8, no. 3 (September 10, 2026). Accessed September 16, 2026. https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/11392.