Windari, Windari, Ali Hardana, Muhammad Wandisyah R Hutagalung, Sry Lestari, and Fitrah Fitrah. “Does Reading Increase the Younger Generation’s Intention to Use Islamic Non-Bank Financial Products?”. Al-Kharaj: Journal of Islamic Economic and Business 5, no. 4 (December 26, 2023). Accessed July 30, 2025. https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/4383.