1.
Farhannah, Annisa Ahkillah, Christina Dwi Astuti. The Effect of Financial Literacy, Financial Technology Literacy, and Risk Perception on The Decision To Use Online Loans Among Generation Z. al. kharaj. j. islam. econ. bus. [Internet]. 2026 Sep. 17 [cited 2026 Sep. 17];8(3). Available from: https://ejournal.iainpalopo.ac.id/index.php/alkharaj/article/view/11168