PREFERENSI GURU DAN DOSEN DALAM MENYIMPAN DANA PADA BANK SYARIAH DI KOTA PALOPO (Kajian pada Lembaga Pendidikan Islam)

Penulis

  • Abd Kadir Arno IAIN Palopo

DOI:

https://doi.org/10.24256/m.v4i1.652

Abstrak

The purpose of this study is to analyze the preferences of teachers and lecturers in Islamic educational institutions in saving in Islamic banks. This is the primary research data obtained through a questionnaire to 136 teachers and 295 lecturers from the population of teachers and lecturers in four Islamic educational institutions (STAIN, STIEM, MAN and PMDS Datok Sulaiman) Palopo. Furthermore, the data were analyzed using multinomial logit regression models using SPSS software. The main conclusions of this study states that 1) religiosity variables simultaneously, the result, access, services, income and trust affect preferences of teachers and lecturers in saving in Islamic banks. 2) While partially namely religiosity, profit-sharing, service, influence the preferences of teachers and lecturers in saving in Islamic banks. 3) probablitas teachers and lecturers in the store and in Islamic banks by 75 percent compared to conventional banks, Islamic banks and conventional banks together

Referensi

Al Arif, Rianto M.Nur, dan Euis Amalia. 2010. Teori Mikroekonomi, Suatu Perbandingan

Ekonomi Islam dan Ekonomi Konvensional, Kencana Prenada Media, Jakarta.

Chapra, M. Umer. 2001. Masa Depan Ilmu Ekonomi: Sebuah Tinjauan Islam. Jakarta: Gema

Insani Press.

Dudley Nigel.1998. “Islamic banks aim for the mainstreamâ€. Euromoney, London, dalam Muhlis,

, Perilaku Menabung di Perbankan Syariah Jawa Tengah, Tesis tidak di

publikasikan, Undip, Semarang

Erol, C and El-Bdour R.1989. Attitudes, Behaviour and Patronage Factors of Bank Customers

Towards Islamic Banks. International Journal of Bank Marketing.

F. Engel, James. Dkk, 1994. Perilaku Konsumen, Jakarta : Binarupa Aksara.

Gait, A and Worthington C. 2007. An Empirical Survey of Individual Consumer, Business Firm

and Financial Institution Attitudes towards Islamic Methods of Finance. Faculty of

Commerce papers: University of Wollongong..

Imam Ghozali, 2009., Analisis Multivariate dengan program SPSS, Badan Penerbit Universitas

Diponegoro, Semarang

Kasmir, 2004. Bank Islam (Analisis Fiqih dan Keuangan, Pustaka SM; Jakarta

Mankiw, Gregory N. 2004. Principles of Economics (3th ed.). Singapore: Cengage Learning Asia

Pte Ltd

Marthon, Said Sa’ad. 2007. Ekonomi Islam, Zikrul, Jakarta.

Mehboob ul Hassan. 2007, “People’s Perceptions towards the Islamic Banking: A Fieldwork Study

on Bank Account Holders’ Behaviour in Pakistanâ€, School of Economics, Nagoya City

University Japan. Japan

Metawa, S.A., Almossawi, M. 1998. Banking Behaviour of Islamic Bank Customers: Perspectives

and Implications, International Journal of Bank Marketing, Vol. 16 No.7

Metwally, M. 1996. The Impact of Demographic Factors on Consumers' Selection of A of

Jordanian Customers. International Journal of Bank Marketing. Particular Bank Within

A Dual Banking System: A Case Study, Journal of International Marketing and

Marketing Research, Vol. 27 No.1

Palar S.W. (2000), “Determinant Analysis of Public Savings in North Sulawesiâ€. Economic

Journal, Vol.XV, No.2, September.

Riduwan. 2004. Metode & Teknik Menyusun Tesis, CV. Alfabeta, Bandung.

Sudarsono, Heri. 2007. Konsep Ekonomi Islam Sebagai Pengantar, Ekonomia, Yogyakarta..

Sugiyono, 2012. Metode Penelitian Bisnis, Alvabeta, Bandung.

Suryani, Tatik, 2008. Perilaku Konsumen: Implikasi Pada Strategi Pemasaran, Graha Ilmu,

Yogyakarta

Todaro, Michael P. 1999. Pembangunan Ekonomi di Dunia Ketiga (terjemahan Haris Munandar):

Edisi Keenam Penerbit Erlangga, Jakarta.

Diterbitkan

2014-04-29

Terbitan

Bagian

Articles