FAILURE BANK DAN RESIKO SISTEMIK PERBANKAN (Sebuah Konsep Penanganan)

Abstract

Abstract

Failure of a bank is a threat that can occur at any time if the bank is unable to meet its obligations on time when customers withdraw funds. The handling of bank problems has a systemic impact, whether in the stability of the normal financial system or the financial system crisis conditions set forth in Law No. 9 of 2016 psl 3, paragraph 1. Handling of systemic problems of banks is one of the tasks of the Financial System Stability Committee (KSSK) the technical implementation shall be submitted to the Deposit Insurance Corporation (LPS) in the case of handling in relation to the liquidity and solvency issues of the bank concerned

 Keywords:  Failed Bank, Systemic Bank, Systemic Bank Handling

 

Abstrak

Kegagalan suatu bank merupakan ancaman yang dapat terjadi kapan saja jika bank tidak mampu memenuhi kewajibannya tepat waktu ketika nasabah melakukan penarikan dana. Penanganan masalah bank berdampak sistemik, baik dalam stabilitas sistem keuangan normal atau kondisi krisis sistem keuangan diatur dalam Undang-undang No 9 tahun 2016 psl 3 ayat 1. Penanganan masalah bank berdampak sistemik merupakan salah satu tugas Komite Stabilitas Sistem Keuangan (KSSK) yang dalam masalah teknis pelaksanaannya menyerahkan kepada Lembaga Penjamin Simpanan (LPS) yang dalam hal penanganannya berkaitan dengan masalah likuiditas dan solvabilitas bank yang bersangkutan.

Kata Kunci: Bank Gagal, Bank Sistemik, Penanganan Bank Sistemik

 

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