A Sharia Economic Law Analysis of the Sale and Purchase of Shared Premium Canva Accounts
DOI:
https://doi.org/10.24256/jiis.v5i2.11378Keywords:
Sharia Economic Law, Canva Premium, Digital Transaction, Gharar, Milk al-Manfa’ahAbstract
This study aims to analyze the practice of buying and selling shared Canva Premium accounts from the perspective of Sharia Economic Law. The increasing demand for digital design tools has led to the emergence of account-sharing transactions, where premium access is resold by third-party sellers at lower prices. Although economically attractive, this practice raises legal and Sharia concerns related to contractual compliance, ownership of digital access rights, and the continuity of benefits.This research employs a qualitative approach using normative analysis of Islamic commercial law (fiqh muamalah) combined with an examination of digital transaction practices. The data were analyzed based on the principles of Sharia Economic Law, particularly the concepts of milk al-manfa'ah (ownership of benefits), gharar (uncertainty), darar (harm), and al-wafa' bi al-'aqd (fulfillment of contractual obligations).The findings indicate that shared Canva Premium account transactions may conceptually be understood as the transfer of digital benefits. However, such transactions are considered problematic due to contractual violations of platform terms, uncertainty regarding access continuity, and the risk of account suspension. These conditions introduce elements of gharar and potential harm, which undermine the validity of the transaction under Sharia principles.This study contributes to the development of contemporary Islamic commercial jurisprudence by highlighting the legal implications of digital subscription-based services. It also provides a critical perspective on the application of Sharia principles in evaluating modern digital economic practices.
References
Adil Alfarizi Nst, & Imsar Imsar. (2025). Analisis Fiqih Muamalah dalam Transaksi Jual Beli Online Menurut Perspektif Hukum Islam dan Syariah. Jurnal Ilmiah Ekonomi, Akuntansi, Dan Pajak, 2(3), 191–201. https://doi.org/10.61132/jieap.v2i3.1543
Alamsyah, A. I. S. (2024). Peran Aplikasi Canva Dalam Mendukung Umkm Bersaing Di Era Digital. Journal of Information System, Applied, Management, Accounting and Research, 8(2), 343. https://doi.org/10.52362/jisamar.v8i2.1448
Alif Pratama, D., & Saleh Nasution, R. (2025). Analisis Yuridis Kontrak Sewa Menyewa atau Jual Beli Akun Bisnis E-Commerce Di Indonesia. Al-Tasyree: Jurnal Bisnis, Keuangan Dan Ekonomi Syariah, 16(01), 126–135. https://doi.org/10.59833/xj40v385
Andi Fariana, & Syauqi Jinan. (2023). The urgency of intellectual property rights in the digital era from the perspective of Sharia economic law in Indonesia. International Journal of Research in Business and Social Science (2147- 4478), 12(8), 552–556. https://doi.org/10.20525/ijrbs.v12i8.2908
Arisman, R. (2025). Content Monetisation in the Digital Age : A Maq ā ṣ id Shar ī ’ ah Study of Youtube , Tiktok , and Facebook Revenues. Al-Tahrir Jurnal Pemikiran Islam, 25(1), 133–152. https://doi.org/10.21154/tahrir.v25i1.10400
Azizah, W., Oktavia, N. A., & Mudinillah, A. (2022). The Use of The Canva Application in The Learning of Maharah Kitabah at The Islamic Boarding School Prof. Hamka Maninjau Class VII. Scientechno: Journal of Science and Technology, 1(1), 15–24. https://doi.org/10.55849/scientechno.v1i1.2
Bariah, C. (2022). METODE PENELITIAN HUKUM. 129.
Butarbutar, R. (2023). PENELITIAN HUKUM SUATU METODE, KETERHUBUNGAN FILSAFAT, TEORI HUKUM DENGAN ANALISIS & PENULISANNYA (Riana Kusumawati (ed.)). CV Mega Press Nusantara.
Isnaini, S., Luthfi, A. H., & Ramdhani, F. Z. (2025). Legal Protection of Sharia Investors in Indonesia: A Maqāṣid-Based Critique and Comparative Study of Malaysia’s System. Az-Zarqa’: Jurnal Hukum Bisnis Islam, 16(2), 276–299. https://doi.org/10.14421/az-zarqa.v16.i2.4140
Jianqing Chen, J. S. (2026). The Economics of Password Sharing. Information Systems Research.
Jonaedi Efendi, J. I. (2018). Metode Penelitian Hukum Normatif dan Empiris (Endang Wahyudin (ed.); 2nd ed.).
Kampanje, B. P., & It. (2022). Rationale for recognition of share premium account on wholly owned subsidiaries and effect on amount of goodwill on acquisition by acquirer in Malawian Banking Industry. Mergers, Acquisitions & Disposals Journal, 3(2), 38–48.
Koswara, A., Herlina, L., & Kurniawati, N. (2026). Rethinking gharar in digital business subscriptions : A Sharia perspective on automatic renewal practices. Journal of Islamic Law on Digital Economy and Business, 1(2), 139–151. https://doi.org/10.20885/JILDEB.vol1.iss2.art3
Lestari, L. F., & Purwaningsih, S. B. (2025). Comparison of Agreements From 4 Pay Tv Platforms Such As Netflix, Iqiyi, Disney Hotstar, and We Tv Regarding Consumer Protection. Journal of Artificial Intelligence and Digital Economy, 2(5), 372–385. https://doi.org/10.61796/jaide.v2i5.1529
Maryani, M., Irvan, I., Marfinas, Z., Habibillah, M. R., Kurnia, D., & Pratama, M. R. (2025). Strengthening Sharia Crowdfunding Law through the Maqasid al-Shari’ah Approach: An Analysis of Financial Services Authority Regulation (POJK). NALAR FIQH: Jurnal Hukum Islam, 16(01), 44–58. https://doi.org/10.30631/nf.v16i01.2088
Mubarak, J., Sanrego, Y. D., Tuasikal, A., History, A., & Article, N. (2026). Evaluating Cryptocurrency as Property : A Study of Its Digital Existence and Sharī ʿ ah Legal Classification in Contemporary Fiqh al-Mu ʿ āmalāt Mengevaluasi Mata Uang Kripto sebagai Properti : Sebuah Studi tentang Keberadaan Digitalnya dan Klasifikasi Hu. Jurnal Ilmiah Gema Perencana, 4(3).
Mufti Ubaid ul Rahman, Saba Aorangzaib, S. S. L. (2025). DIGITAL ECONOMY AND THE JURISPRUDENTIAL PRINCIPLES OF OWNERSHIP: AN ANALYSIS OF BLOCKCHAIN, CRYPTOCURRENCY, AND NFTS. Al-AASAR: Quarterly Research Journal, 2(4), 407–428.
Nabhani, M., Arifin, B., Kediri, I., & Jombang, S. A. (2025). Relasional Dalam Filsafat Hukum. CENDEKIA : Jurnal Studi Keislaman, 11(1).
Nadeem, W., Juntunen, M., Hajli, N., & Tajvidi, M. (2021). The Role of Ethical Perceptions in Consumers’ Participation and Value Co-creation on Sharing Economy Platforms. Journal of Business Ethics, 169(3), 421–441. https://doi.org/10.1007/s10551-019-04314-5
Nurjaman, M. I., Hakim, S. A.-, Setiawan, I., Witro, D., & Sahid, M. M. (2022). Sharia Economic Law Perspective on Online Meeting Premium Account Leasing. Journal of Islamic Economic Laws, 5(2), 323–344. https://doi.org/10.23917/jisel.v5i2.18750
ohd Noh MS, Nor Azelan SH, Z. M. (2025). A review on Gharar dimension in modern Islamic finance transactions. Journal of Islamic Accounting and Business Research, 16(5). https://doi.org/https://doi.org/10.1108/JIABR-01-2023-0006
Putri, M. D. M., Kosasih, J. I., & Putra, I. M. A. M. (2025). Praktik Penjualan Akun Netflix Sharing Premium Ilegal dalam Perspektif Hak Cipta. Verdict: Journal of Law Science, 4(2), 124–135. https://doi.org/10.59011/vjlaws.4.2.2025.124-135
Putu, N., Meylan, A., Ketut, N., Dharmawan, S., & Hardiyan, S. P. (2025). Comparative Analysis of Platform Liability for Illegal Premium Account Sales : a Study of Safe Harbor Principles in Indonesia and the United States. Jurnal Masalah-Masalah Hukum, 54(3), 372–388.
Qamar, N., Syarif, M., Busthami, D. S., Hidjaz, M. K., Aswari, A., Hardianto, D., & Rezah., F. S. (2017). Metode Penelitian Hukum (Method of Legal Research). Social Political Genius, 190(May 2019), 67.
Rahmat Ullah, Irum Saba, R. A. (2023). An Exploratory Study of Manfaʿah (Usufruct) in Ijārah Accounting from the Sharīʿah Perspective. ISRA International Journal of Islamic Finance, 15(4). https://doi.org/doi: 10.55188/ijif.v15i4.688.
Ridwan, S. L. (2025). PEMANFAATAN CANVA UNTUK MENINGKATKAN LITERASI DIGITAL SISWA DALAM PEMBELAJARAN. Jurnal Didaktika Pendidikan Dasar, 9(2), 479–500. https://doi.org/10.26811/didaktika.v9i2.1291
Sanuri, Mubarok, N., Musafa’ah, S., & Irama, Y. (2025). Epistemological Transformation of ʿUrf in the DSN-MUI Fatwa on E-Commerce: A Maqāṣid al-Sharīʿah Based Analysis. Al-Manahij: Jurnal Kajian Hukum Islam, 19(2), 167–190. https://doi.org/10.24090/mnh.v19i2.13145
Sarif, A., & Putri, R. A. (2024). Penjualan Akun Premium Disney+ Hotstar Berbasis Sharing Account Secara Tanpa Hak Melalui Marketplace Shopee. INVENTION: Journal of Intellectual Property Law, 1(1), 16–34. https://doi.org/10.70358/invention.v1i1.1220
Sati, A., Halim, A., Nasution, A. H., & Ridwan, M. (2025). The Digital Transformation of Tafsir and Its Implications for Islamic Legal Derivation in the Contemporary Era. MILRev: Metro Islamic Law Review, 4(1), 389–415. https://doi.org/10.32332/milrev.v4i1.10425
Shamsuddin, M. M. J. (2025). The permissibility of selling video game accounts: a juristic analytical study. Journal of Fatwa Management and Research, 30(1).
Soo-Jung, K. F., Sung-min, C. A., Hae-young, V., & Bin Haji Awang Mat, M. Z. (2025). Sadd al-Dharī’ah, Social Media, and Korean Muslim Converts: A Legal Theory Analysis of Digital Content Creation. Indonesian Journal of Islamic Law, 8(1), 29–50. https://doi.org/10.35719/hx6hyp25
Wibowo, T. O. (2024). Account-sharing programme: beyond piracy streaming platforms in Indonesia. Journal of Media & Cultural Studies, 38(5).
Wijaya, S., Abidin, Z., Marwendi, R. O., & Luthfi, A. (2025). A Sharia Economic Law Review of Profit-Sharing Practices. ZIJIS: Zabags International Journal Of Islamic Studies, 2(2), 330–338.
Xiaokun Wu , Shinyi Wu, and Z. Z. (2025). An Economic Analysis of Subscription Sharing of Digital Services. Production and Operations Management, 35(6).
Downloads
Published
How to Cite
Issue
Section
Citation Check
License
Copyright (c) 2026 Sholehuddin Sholehuddin, Nurul Imamah
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with the Journal of Indonesian Islamic Studies agree to the following terms:
- Authors have retained full articles copyright and grant the Journal of Indonesian Islamic Studies right of first publication with the work simultaneously licensed under Creative Commons Attribution License (CC BY 4.0) that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the Journal of Indonesian Islamic Studies published version of the work (e.g., post it to an institutional repository or edit it in a book), with an acknowledgment of initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (see also deposit policy and archiving on page journal).
